Last updated: March 10, 2026

Data Storage

All your expense data (transactions, categories, budgets, EMIs, envelopes) is stored locally on your device using Apple's SwiftData framework and synced via your personal iCloud account. We do not have access to your financial data.

AI Features

When you use AI-powered features (Quick Add, Receipt Scanner, Bank Statement Parser, or Chat), the text or image you submit is sent to our secure server proxy, which forwards it to Anthropic's Claude API for processing. This data is used solely to parse your input and is not stored on our servers. Anthropic's data usage policy applies to data processed by their API.

SMS Access

If you choose to share bank SMS messages with Ruply, they are parsed locally on your device to extract transaction details. SMS content is never sent to external servers unless you explicitly use the AI chat feature.

No Account Required

Ruply does not require user registration. Your identity is tied to your Apple ID/iCloud account, which we do not access.

No Analytics or Tracking

We do not collect usage analytics, crash reports, or any personal information.

Contact

For questions, contact: mebhargava02@gmail.com